Consolidated with Numerous Monikers and Aliases FedNow® Bank Depository Account Instead of Multiple FedNow® Accounts with Numerous Financial Institutions
Consolidate Multiple FedNow® Accounts Under One Platform
Simplify FedNow® Transactions by
Consolidating Multiple Aliases into One Account
Managing multiple FedNow® accounts across
different financial institutions can be overwhelming for businesses.
With varying credentials, transaction tracking, and reconciliation
challenges, having a single, consolidated FedNow® bank depository
account offers better control, security, and efficiency.
At TodayPayments.com, we provide a streamlined FedNow® solution that allows businesses to consolidate multiple Monikers and Aliases into one FedNow® bank depository account, reducing complexity and ensuring seamless real-time payments across multiple banks and credit unions. Businesses can now use a mobile phone number or email address instead of multiple bank accounts, eliminating the hassle of managing numerous financial institutions.
Manage Multiple Financial Institutions in One Dashboard
📌 Consolidated with Numerous Monikers and Aliases FedNow® Bank Depository Account Instead of Multiple FedNow® Accounts with Numerous Financial Institutions
🔑 Consolidate Multiple FedNow® Accounts Under One Platform
Instead of managing separate FedNow® accounts at various financial institutions, businesses can consolidate multiple aliases into a single FedNow® account, reducing banking complexity.
📱 Use Mobile Phone Numbers or Email Addresses for Transactions
With FedNow®, businesses and individuals can send and receive payments using a mobile phone number or email address, ensuring privacy and eliminating the need for full banking details.
🏦 Manage Multiple Financial Institutions in One Dashboard
Our system enables businesses to integrate multiple banks and credit unions into a single, user-friendly dashboard, offering full financial visibility and real-time payment tracking.
🔄 Comprehensive FedNow® Merchant Services by TodayPayments.com
💳 Dual FedNow® and RTP® Merchant Accounts
Businesses can register for both FedNow® and Real-Time Payments (RTP®), enabling instant transactions across multiple networks.
🏢 Consolidate FedNow® Accounts Across Multiple Banks
Businesses can consolidate multiple FedNow® accounts from various financial institutions into a single payment solution, ensuring simplified fund management.
📩 Hosted Payment Pages for Request for Payments (RfP)
Merchants can generate customized hosted payment pages, allowing customers to pay invoices through Request for Payments (RfP) via email, mobile, or SMS.
✅
"FREE" Real-Time Payments Bank Reconciliation – with all merchants process with us.
Automated reconciliation ensures that businesses can track transactions instantly, reducing errors and improving financial accuracy.
📜 Step-by-Step Guide for U.S. Merchants to Consolidate Multiple FedNow® Accounts
✅ Sign up online at
TodayPayments.com – no bank visits required
✅
Register using a mobile phone number or email as your alias for
transactions
✅ Link multiple FedNow®
accounts across various banks and credit unions
✅
Use a single dashboard to access all transactions in real-time
✅ Integrate FedNow® payments with QuickBooks® QBO
for automated reconciliation
✅ Start
accepting FedNow® payments via mobile, email, and SMS instantly
💡 Key Benefits of Using TodayPayments.com for FedNow® Consolidation
💰 Lower Transaction Costs – Avoid Multiple Bank Fees
Consolidating multiple FedNow® accounts into one account reduces banking fees, transaction charges, and administrative costs, offering cost-effective payment processing.
⚡ Instant Transactions with Enhanced Cash Flow
FedNow® provides real-time transactions 24/7/365, ensuring that businesses have immediate access to funds without waiting for bank processing times.
📄 100% Online Enrollment – No Need to Visit a Bank
Businesses can consolidate their FedNow® accounts completely online, making it a quick, convenient, and secure process.
🔒 Secure Transactions with Alias-Based Processing
Instead of exposing full banking details, businesses can use a mobile phone number or email address as an alias, increasing security and fraud prevention.
📢 Multiple MIDs for Business Payment Organization
Companies can assign different Merchant Identification Numbers (MIDs) to different departments, store locations, or subsidiaries, ensuring clear financial tracking and reporting.
🕒 24/7/365 Payment Processing – No Downtime
Unlike traditional banking, FedNow® allows businesses to send and receive payments anytime, including weekends and holidays, ensuring smooth financial operations.
📌 Industries That Benefit Most from FedNow® Consolidation
🛒 Retail & E-Commerce
Retailers can simplify checkout processes, accept real-time payments, and consolidate multiple banking relationships into a single platform.
🏢 Business-to-Business (B2B) Payments
Businesses can pay vendors, suppliers, and service providers instantly, reducing late fees and improving financial efficiency.
🔁 Subscription & Membership-Based Services
Automated recurring payments via FedNow® ensure seamless billing cycles, reducing churn and improving customer retention.
🧑💻 Freelancers & Gig Economy
Freelancers and gig workers can receive instant payments without banking delays, making it easier to manage income streams.
🚀 High-Risk Businesses
Industries that struggle with traditional banking restrictions can use FedNow® to bypass limitations and enable instant payments.
🚀 Consolidate Multiple FedNow® Accounts for Simplified Transactions
Businesses and individuals managing multiple FedNow® accounts across different banks can now consolidate them into a single platform with TodayPayments.com.
✔️ Access all FedNow®
transactions under one account
✔️ Send and
receive payments instantly using a mobile number or email
✔️ Reduce banking fees and streamline financial
management
✔️ Automate reconciliation with
QuickBooks® QBO integration
✔️ Sign up
online and start processing FedNow® payments today
Take control of your FedNow® transactions with TodayPayments.com and simplify your financial operations today!
Creation Request for Payment Bank File
Enhance Your Multiple Banks FedNow Payment Requests with FedNow’s ISO 20022 Messaging
Streamline Payments with Advanced Request for Payment Options:
Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.
Flexible Invoice Details with ISO 20022 Messaging:
Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.
Customizable Merchant Pages for Enhanced Customer Experience:
Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.
Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.
... easily create Instant Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform. Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of
Same-Day ACH and Real-Time Payments funding. Our business clients receive faster availability of funds on deposited items and instant notification of items presented for deposit all based on real-time activity. Dedicated to providing superior customer service and industry-leading technology.
Contact Us for Multiple Banks FedNow payment processing pricing
