Consolidated with Numerous Monikers and Aliases RTP® Bank Depository Account Instead of Multiple RTP® Accounts with Numerous Financial Institutions
Unify Multiple RTP® Accounts Under One Platform
Simplify RTP® Transactions by Consolidating Multiple Aliases into One Account
Managing multiple Real-Time Payments (RTP®) accounts across different financial institutions can be challenging for businesses. Handling multiple bank credentials, tracking transactions, and ensuring smooth reconciliation often lead to inefficiencies. Instead of juggling multiple accounts, businesses can now consolidate RTP® transactions into a single bank depository account using multiple Monikers and Aliases.
At TodayPayments.com, we streamline the RTP® enrollment and payment process, allowing businesses to register multiple aliases (such as a mobile phone number or email address) to securely send and receive payments without exposing private banking details. This method enhances security, simplifies account management, and ensures seamless real-time payments across multiple banks and credit unions.
Manage RTP® Transactions Across Multiple Banks in One Dashboard
Transform Your RTP® Transactions with Consolidated Accounts
Managing multiple Real-Time Payments (RTP®) accounts across different banks can be a logistical challenge. Businesses often struggle with tracking transactions, managing multiple logins, and reconciling financial reports across various institutions. Instead of maintaining separate RTP® accounts at different banks, businesses can now consolidate them into a single RTP® bank depository account using Monikers and Aliases.
At TodayPayments.com, we provide a streamlined RTP® processing solution, allowing businesses to use mobile numbers or email addresses instead of bank account details for transactions. This method enhances security, simplifies financial management, and ensures instant real-time payments across multiple financial institutions.
Consolidated with Numerous Monikers and Aliases RTP® Bank Depository Account Instead of Multiple RTP® Accounts with Numerous Financial Institutions
Unify Multiple RTP® Accounts Under One Platform
Managing separate RTP® accounts at different banks can be time-consuming and expensive. By consolidating multiple RTP® accounts into one streamlined financial system, businesses can enhance efficiency, reduce costs, and simplify financial management.
Send and Receive Payments Using a Mobile Number or Email
Instead of using full banking details, businesses can initiate RTP® transactions securely using only a mobile phone number or email address, improving privacy and fraud protection.
Manage RTP® Transactions Across Multiple Banks in One Dashboard
With a centralized dashboard, businesses can link and manage multiple RTP® accounts from different banks and credit unions, providing full visibility and real-time tracking of financial activities.
Comprehensive RTP® Merchant Services by TodayPayments.com
Dual RTP® and FedNow® Merchant Accounts
We offer merchant accounts for both RTP® and FedNow®, ensuring that businesses can process transactions instantly across different payment networks.
Consolidate RTP® Accounts Across Financial Institutions
Instead of dealing with multiple banking platforms, businesses can merge all RTP® accounts into one streamlined financial management system, enhancing operational efficiency.
Custom Hosted Payment Pages for Request for Payments (RfP)
Businesses can send invoices and payment requests through custom-branded hosted payment pages, allowing customers to pay via mobile, email, or SMS effortlessly.
✅
"FREE" Real-Time Payments Bank Reconciliation – with all merchants process with us.
We provide automated reconciliation tools, ensuring that businesses can track, verify, and reconcile RTP® transactions in real time, reducing financial errors.
Step-by-Step Guide for U.S. Merchants to Consolidate Multiple RTP® Accounts
✅ Sign up online at
TodayPayments.com – no need for bank visits
✅
Register a mobile phone number or email alias for secure RTP®
transactions
✅ Link multiple RTP® accounts
from different banks and credit unions
✅
Access and manage all RTP® transactions from a single dashboard
✅ Integrate RTP® transactions with QuickBooks® QBO
for automated reconciliation
✅ Start
accepting RTP® payments instantly via mobile, email, or SMS
Key Benefits of Using TodayPayments.com for RTP® Consolidation
Reduce Banking Fees and Lower Transaction Costs
Consolidating multiple RTP® accounts helps reduce transaction fees, administrative costs, and time spent managing multiple financial institutions.
⚡ Instant Transactions for Faster Cash Flow
With real-time 24/7 payment processing, businesses can access funds immediately, enhancing cash flow and reducing financial delays.
100% Online Enrollment – No Bank Visits Required
Businesses can sign up for RTP® accounts entirely online, eliminating the need for traditional banking delays and paperwork.
Secure Transactions Using Alias-Based Processing
Instead of revealing full banking details, businesses can register with a mobile phone number or email, adding an extra layer of security and fraud protection.
Multiple MIDs for Business Organization and Transparency
Businesses can assign unique Merchant Identification Numbers (MIDs) for various store locations, departments, or subsidiaries, ensuring organized financial management.
24/7/365 Payment Processing – No Downtime
Unlike traditional banking, RTP® allows businesses to process transactions at any time, including weekends and holidays, ensuring continuous financial operations.
Industries That Benefit Most from RTP® Consolidation
Retail & E-Commerce
Retail businesses can streamline checkout processes, accept instant RTP® payments, and consolidate multiple banking relationships for efficiency.
Business-to-Business (B2B) Payments
RTP® simplifies supplier payments and vendor settlements, reducing late fees and improving financial efficiency.
Subscription & Membership-Based Services
Automated RTP® transactions help subscription businesses process recurring payments smoothly, reducing churn and failed transactions.
Freelancers & Gig Economy
Freelancers and independent contractors can receive payments instantly from clients, avoiding the long wait times associated with traditional bank transfers.
High-Risk Businesses
Industries facing banking restrictions and limitations can use RTP® to bypass transaction barriers and receive payments without delays.
Simplify Your RTP® Payments with TodayPayments.com
Instead of handling multiple RTP® accounts across different banks, businesses can consolidate them into one unified platform using alias-based transactions.
✔️ Merge multiple RTP®
accounts under one system for seamless financial management
✔️ Send and receive RTP® payments instantly using
a mobile number or email
✔️ Reduce banking
fees and simplify payment processing
✔️
Automate reconciliation with QuickBooks® QBO integration
✔️ Sign up online and start processing RTP®
transactions immediately
Experience the power of consolidated RTP® payments with TodayPayments.com – the future of real-time financial transactions!
Creation Request for Payment Bank File
Enhance Your Multiple Banks FedNow using Real-Time Payments Requests with FedNow’s ISO 20022 Messaging
Streamline Payments with Advanced Request for Payment Options:
Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.
Flexible Invoice Details with ISO 20022 Messaging:
Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.
Customizable Merchant Pages for Enhanced Customer Experience:
Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.
Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.
... easily create Real-Time Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform.
Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of Same-Day ACH
and Real-Time Payments funding. Our business clients receive faster
availability of funds on deposited items and instant notification of
items presented for deposit all based on real-time activity.
Dedicated to providing superior customer service and
industry-leading technology.
Contact Us for Request For Payment payment processing
